Ok bloggy buddies, I need a bit of advice from you guys today..Please help me! :)
As you may know, my son starts Kindergarten in August (which makes me sad, my babys growing up) which also means less money being spent on daycare but also more chances for me to be more involved at school, PTO, etc.
Right now I work Full Time, any day of the week, but I'm mostly off on weekends. My work week ranges from 40-60 hours per week and hours anywhere from 8:15am to 7:30pm - so I dont get a whole lot of time in the mornings or evenings to spend time with Jay. In the fall he will be starting class at 7:45am and get out at 11:30pm - right now I'll be taking him to school every morning and he will be riding the bus to daycare after. I will save around $4-500 per month right there on Daycare costs alone!
So my dilema is this: Should I stay Full Time or go down to Part Time
Pros for Full Time:
Spending less in childcare means I can put more into Savings.
More money means new car, boob job, wedding in the future, down payment on house, buy nice things, etc.
Having almost every weekend off
Cheaper Health Insurance for Jay & I
Higher 401k
More back in income tax return in Feb/Mar
Extra Spending money for eating out, movies, name brand clothes, toys, etc.
Cons for Full Time:
Long hours & long weeks - I'm exhausted when I get home.
Due to being tired, I dont cook meals or do much in regards to activities with Jay.
Not being able to attend Jay's class parties, getting him involved in Karate/Sports/Etc.
Stress - and lots of it - due to working in Retail Sales
Pros for Part Time:
More Time with Jay
Opportunity to go back to school Part Time
Can be the room mom/soccer mom I've always wanted to be
Less Stress from work
Chance to learn to cook homemade meals for my Family
Pay even less in child care - put him after school care 3 days instead of 5
Less Money spent on Gas
Healthier for me ie. Less Fast food or "quick" meals, less stress, more time to exercise
Chance to go back to school
Cons for Part Time:
Less money. Period.
Pay more in health benefits
Lose some Vacation Time
Added stress of Money Management
Fear of boredom
Spending more money on Extracirriculars for Jay & Myself
Working almost EVERY weekend
Working almost EVERY weekend
So this is where I currently stand - it can both ways. What is your honest opinion and advice on my issue? Should I go part time or stay full time? My heart is telling me to go PT but my mind is telling me to stay FT for the money.
HELP!